VA home loans in San Diego County

Your VA Loan, Handled by a Fellow Veteran

Buying in San Diego County? Get your same-day VA pre-approval and go into your offer ready to move.

Gilbert Ramos, loan officer and U.S. Army veteran

Why use your VA benefit

$0 down for eligible buyers
No monthly mortgage insurance
Available to eligible veterans, active-duty service members, and some surviving spouses
Funding fee may apply, and some buyers are exempt

Already own a home? Refinance with your VA benefit

VA IRRRL refinance

Have a VA loan now? See if a streamlined refinance can lower your rate or payment.

VA cash-out refinance

Tap your home's equity with financing up to 100% of its value for eligible borrowers, subject to lender guidelines.

Turned down elsewhere? Call me.

The VA does not have a minimum FICO score requirement. Lenders set their own credit standards, so one lender's no may not be the final word. We may be able to help.

Call 619-540-7065

Why work with Gilbert

  • U.S. Army veteran who helps military families use their VA benefit
  • Doing loans since 2003
  • Access to 250+ banks and credit unions, so you can compare your options
  • Same-day pre-approval, with available closings in as little as 15 to 30 days
  • Available 8 a.m. to 9 p.m., 364 days a year

How it works

1

Tell me about your purchase. It only takes a few minutes.

2

Get your pre-approval and see your payment options.

3

Go shopping and make your offer with confidence.

Start Your VA Pre-Approval

Gilbert Ramos | NMLS #286678 | UAMCO Mortgage | NMLS #1942 | CA DRE #01154798 | 619-540-7065

Equal Housing Opportunity. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. Subject to credit approval, VA eligibility, and program guidelines. Not a commitment to lend.